About Veracity

Independent financial advisers in Nottingham, helping individuals, families, and businesses make confident financial decisions since 2009.

Edwin Snapper founded Veracity Financial Planning in 2009 after years of seeing clients receive advice that was limited by provider panels and driven by product sales. He believed there was a better way — independent advice, delivered with clarity and built around the client's actual needs.

The name Veracity means truthfulness and accuracy, and it reflects everything the firm stands for. From day one, the mission has been to cut through the complexity of financial services and give clients the clear, honest guidance they need to make confident decisions.

Starting from a single office in Woodthorpe, Nottingham, the firm has grown to a team of fourteen advisers and support staff, serving clients across Nottinghamshire, the wider East Midlands, and beyond — including a presence in Norfolk. The team includes Chartered Financial Planners, specialist mortgage advisers, equity release experts, and corporate finance professionals.

Despite the growth, the approach hasn't changed. Every client gets a dedicated adviser, a bespoke plan, and ongoing support to keep that plan on track. Whether you're planning for retirement, buying your first home, or protecting your family — Veracity is here to help you do it with confidence.

The Veracity Financial Planning team

Our Values

The principles that guide everything we do.

Transparency

We believe in complete openness. Our fees, our process, and our recommendations are all explained clearly before we begin — no hidden agendas, no small print.

Independence

We're beholden to no provider. Our advice is driven entirely by what's right for you, with access to the whole of the market to back it up.

Client-First

Your goals are our goals. We take the time to understand your circumstances, listen to your concerns, and build plans that genuinely work for your life.

Meet the Team

Experienced advisers who take the time to understand your goals.

Edwin Snapper

Edwin Snapper

Principal & Chartered Financial Adviser

FPFS Chartered Financial Planner SOLLA Accredited

Edwin founded Veracity Financial Planning in 2009 with a clear mission: to provide genuinely independent financial advice without the jargon. As a Fellow of the Personal Finance Society and a Chartered Financial Planner, he brings exceptional technical expertise to complex pension and investment planning.

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Tony Towers

Tony Towers

Independent Financial Adviser

DipPFS

Tony has been advising clients on their finances since 1994, starting at the Co-operative Insurance Society before moving to John Lewis. He joined Veracity in 2010, and his breadth of experience across pensions, investments, mortgages, and protection means he can take a truly holistic view of your financial situation.

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Eamonn Watson

Eamonn Watson

Independent Financial Adviser

DipPFS

Eamonn has been advising in financial services since 2001, joining Veracity in 2010 after previous experience in general insurance. He is known for his patient, thorough approach — taking the time to understand each client's unique circumstances and building plans that work for their specific goals.

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David Gunn

David Gunn

Independent Financial Adviser

DipPFS

David has worked in financial services since 1996 and is qualified across pensions, investments, mortgages, and protection. His methodical approach and clear communication style help clients feel confident in the decisions they make.

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Min Rajput

Min Rajput

Independent Financial Adviser

DipPFS

Min started in financial services in 2001 and is a qualified Pension and Investment Adviser as well as a Mortgage and Protection Adviser. His broad qualifications mean he can advise across the full range of financial products, providing clients with comprehensive, joined-up advice.

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Simon Clark

Simon Clark

Independent Mortgage Adviser

CeMAP

Simon joined Veracity in 2014 and has been advising on mortgages since 2005. He specialises in finding solutions for complex cases and has built a reputation for securing mortgages when others have said no. He is also a specialist in equity release and retirement mortgages.

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Mandy Waby

Mandy Waby

Independent Mortgage Adviser

CeMAP

Mandy joined Veracity in March 2018 and brings over 30 years of financial services experience. She specialises in buy-to-let, commercial mortgages, bridging, development finance, and asset finance. Her deep knowledge of specialist lending markets means she can structure deals that others can't.

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Chris Waby

Chris Waby

Independent Mortgage Adviser

CeMAP

Chris joined Veracity in August 2018 and brings more than 30 years of financial services experience. His extensive industry knowledge and calm, methodical approach make him a trusted adviser for clients navigating complex mortgage situations.

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Robin Johnson

Robin Johnson

Independent Mortgage & Protection Adviser

CeMAP

Robin has over 20 years of experience in the mortgage industry. He provides straightforward, honest advice and prides himself on making the mortgage process as stress-free as possible for his clients.

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Holly Hensleigh

Holly Hensleigh

Specialist Equity Release Adviser

CeMAP CeRER

Holly joined Veracity in 2024 and has worked in financial services since 2013, including extensive experience with the UK's leading debt charity. She specialises in equity release and long-term care funding, helping clients access the wealth tied up in their property with clear, honest advice on the implications.

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Sam Towers

Sam Towers

Independent Mortgage & Protection Adviser

CeMAP

Sam joined Veracity in October 2025 after a career change from the Royal Marines, completing his mortgage qualifications in the summer of 2025. His disciplined, detail-oriented approach and commitment to client service make him a natural fit for the mortgage advice profession.

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Megan Beames

Megan Beames

Independent Mortgage & Protection Adviser

CeMAP

Megan joined Veracity in August 2024 with a background in property services and renovations. She completed her mortgage qualifications in early 2024 and brings a practical understanding of property that enriches her mortgage advice.

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Helen Falder

Helen Falder

Executive Assistant

Helen joined Veracity in July 2021 and works closely with Edwin Snapper on business operations and client administration. Her organisational skills and attention to detail ensure the smooth running of the firm's day-to-day activities.

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Emily Smith

Emily Smith

Marketing Manager

Emily joined Veracity in December 2021 and handles the firm's marketing alongside administration for the mortgage advisers. Her work ensures that Veracity's message reaches the people who need independent financial advice most.

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Qualifications & Accreditations

Regulated by leading professional bodies.

FC
FCA Regulated
PF
PFS
SO
SOLLA
ER
ERC Member

What Our Clients Say

"Edwin has helped us in many financial ways. I am happy to trust him implicitly with anything of a financial nature. His quick responses and thorough explanations have been invaluable. He is always up-front about fees."

Chris

Advised by Edwin Snapper

Investments, Mortgages & Protection

"Always available with well thought out responses particular to our needs, avoiding technical jargon but without being patronising. Edwin is always honest when he's uncertain about matters."

Mel

Advised by Edwin Snapper

Business Pension, Life & Health Insurance

"During the time I have worked with Edwin the value of my pension fund has increased significantly. He has always given me clear advice about my options. I couldn't recommend him more highly."

Jodie

Advised by Edwin Snapper

Pension & Protection Insurance

"Very helpful when dealing with third parties. Honest when uncertain rather than bluffing — that builds real trust."

Stephen

Advised by Edwin Snapper

Pension Auto-Enrolment

"Clear and realistic projections have given us great peace of mind for family protection. Edwin's approach is thorough and always focused on what's right for us."

Wayne

Advised by Edwin Snapper

Pension & Retirement Planning

"Tony really took the time to understand my financial circumstances and monitors my plan regularly. My pension has performed better than predicted under his guidance."

Bridget

Advised by Tony Towers

Pension Planning & Investment

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